Recurring Billing in Virtual Care: How to Stay Compliant Without Complicating the Patient Experience
Patients Want Convenience. Regulators Want Compliance.
Healthcare delivery has evolved in response to rising patient expectations and advances in technology. One model gaining traction is subscription-based medical care, which offers a simpler alternative to the traditional insurance maze.
Projections show that the U.S. concierge medicine market could reach $15.1 billion by 2032 (World Clinic). Why the surge? It’s cost-effective, easier to access, and centers on personalized, preventative care—making it an attractive option for individuals and businesses alike.
For tele-health providers offering ongoing services—like wellness programs, chronic care management, or continuous access to virtual visits—subscription billing is quickly becoming the go-to model. Instead of one-off payments, patients pay a recurring monthly or annual fee, which makes receiving consistent care easier and convenient.
This setup doesn’t just benefit patients; providers get a predictable revenue stream, which helps with long-term planning and sustainability. It also simplifies billing on both ends and encourages patients to stay engaged with their preventive care—building stronger relationships and better health outcomes over time.
The Hidden Risks of “Set It and Forget It” Billing
While automation streamlines your billing processes, healthcare regulations and coding standards frequently change. Your system will need regular updates to maintain compliance and accuracy—no truly “set it and forget it” solution exists in this field.
Remember that automation, while efficient, may reduce those valuable personal connections with your patients during billing interactions.
What HIPAA Has to Do with Recurring Payments
Recurring billing lets healthcare providers charge patients on a set schedule—monthly, quarterly, or annually—making payments easier for both the practice and the patient. However, in healthcare, convenience must be paired with compliance.
You need a gateway that supports flexible billing, multiple payment methods, and meets HIPAA standards. Look for features like tokenization, which protects patient payment data by replacing it with secure, non-reversible tokens. Any system handling recurring payments must be HIPAA- and PCI DSS–compliant. That means encrypted data, secure storage, and robust protections against breaches. A HIPAA-compliant gateway ensures sensitive health and payment info stays protected—and that your practice stays covered.
Balancing UX and Compliance in Telehealth
Great virtual care doesn’t just meet regulatory requirements—it feels easy and trustworthy for patients. That means getting clear consent, offering flexible billing cycles, and making opt-ins obvious.
Avoid hidden fees, surprise charges, or confusing cancellation policies—because nothing erodes trust faster than billing frustration. Accessibility and transparency aren’t just nice-to-haves—they’re what turn first-time patients into long-term ones.
If you’re offering ongoing care, your payment setup should reflect the same reliability and transparency your patients expect from your services. Now’s the time to review your current system and partner with a platform that prioritizes both compliance and a smooth patient experience.
References:
Jones, Mia. “Payment Options for Telemedicine Merchant Accounts: Accept Multiple Methods.” Payment Options for Telemedicine Merchant Accounts | Accept Multiple Methods, Seamless Chex, 13 June 2024, www.seamlesschex.com/blog/payment-methods-you-can-accept-with-a-telemedicine-merchant-account.
Shpachuk, Alex. “HIPAA Compliant Payment Processing for Telehealth Business.” Empeek, 2 Sept. 2024, empeek.com/insights/hipaa-compliant-payment-processing-for-telehealth-business/#:~:text=A%20HIPAA%2Dcompliant%20online%20payment,revealed%20to%20the%20third%20party.
World Clinic. “Subscription Medical Care: A Convenient Model for Modern Healthcare Needs.” World Clinic, World Clinic, 10 Jan. 2025, worldclinic.com/blog/subscription-medical-care