How Do Card Networks Work with Banks and Merchants?
Card networks have a crucial role in merchant finances and payment processing. Banks and card networks work together to provide secure methods […]
Merchant’s Guide to Authorization Holds
Authorization holds protect businesses by preventing chargebacks and ensuring funds. They lock in transaction amounts so that merchants can receive payments once […]
Mastercard Claims Resolution
Major card brands play a pivotal role in dispute resolution. Mastercard has shifted the way they handle claims against merchants. Their goal […]
What is the Difference Between Issuer and Acquirer?
Payment processing happens between issuers and acquirers. In short, an issuer is a customer’s bank while an acquirer is a merchant’s bank. […]
What is PCI Compliance?
PCI compliance are standards set by the Payment Card Industry Security Standards Council (PCI SSC). PCI Data Security Standards (DSS) ensure that […]
Chargeback Ratio
Your chargeback ratio determines how your business operates. Merchants only need to surpass a 1.5% chargeback ratio to be labeled as high […]
Are Eco-Friendly Companies High Risk?
A rise in environmental awareness has led to the growth of eco-friendly businesses. Many companies proclaim eco-friendly practices. However, there are a […]
Are Document Preparation Businesses High Risk?
What are Document Preparation Businesses? Have you ever needed to find a student loan, but are overwhelmed by the options? Not to […]
Is Dropshipping a High Risk Business?
Dropshipping is a simple business model that has become the entryway to business ownership for many. The recent uptick in dropshipping has […]
How to Come Up with Billing Descriptors that Prevent Chargebacks
Billing descriptors are what customers see on their bank statements. They identify which merchant they’ve purchased from along with the amount charged. […]
How to Keep Customers Engaged Without a Physical Storefront
How You Can Maximize Engagement Just like in-person marketing, maximizing online engagement starts with identifying your audience. Then, it takes trial and […]
Which High Risk Industries are Taking Off in 2022?
Certain high-risk industries are expected to boom in 2022. Much of the rise stems from a decline in the past few years. […]